Idle funds in your account???

Today, I met with a gentleman that has a substantial amount of money with a local bank. He was an older man, who believes that he knows how to make a dollar and needs no advice from a bank, are you kidding, advice from a banker. Although he was very sweet and charasmatic in his approach, he did know his stuff, so it took some convincing. Obviously in today's market, people are really concerned about getting a higher return on investment, but staying somewhat liquid. After about 30 minutes of chatting, we decided to try munity bonds. This is another way besides a CD or a money market that can help you get a higher return, but stay somewhat liquid.